[Pos machine use] What should be paid attention to when swiping pos card
What should I pay attention to when swiping the card
At present, invisible devices such as keyboard memory film, camera, magnetic stripe replicator, etc. are constantly emerging, which may make consumers’ hard-earned money disappear at any time . At present, when consumers swipe their cards, the risk points are more on the POS machine, and investors should pay special attention.
ATMs are also often manipulated by criminals, and you also need to pay attention. When consumers use ATMs, they do not need to enter a password to enter the access control of self-service banks by swiping their cards. When they need to enter the card password to enter, it is best to use ATMs in other places or go directly to the counter for processing. Before operating the ATM, pay attention to whether the withdrawal environment is safe. If you find that there are redundant devices or cameras on the ATM, or the card slot or cash outlet has abnormal conditions or signs of modification, do not use it and contact the bank immediately. . Moreover, during the ATM operation, do not communicate with the people around you, enter the password as quickly as possible and use your body to cover the operation gestures. If the ATM has a problem such as swallowing a card, do not leave easily. You can call the bank’s customer service hotline for help at the place.
Consumers had better develop a good habit of using cards, so as not to be easily “swiped”.
Habit 1: When applying for a bank card or credit card, it is best not to let the original ID card out of your sight, and you need to indicate the purpose of use on the copy of the ID card to prevent the copy be used for other purposes. If the mailing address changes due to moving, job change, etc., or if the credit card statement cannot be received in time, the card issuing bank must be notified in time.
Habit 2: When setting the password, do not set a simple number arrangement or use the ID number, date of birth, telephone number, postal code, etc. as the password to prevent it from being deciphered by criminals. Do not write or save the password in any place that may be seen or obtained by others, and do not write it on the card surface. In the event of an abnormal situation, please contact the card-issuing bank in time. Develop a good habit of not passing bank cards and passwords in chat software and mobile text messages. Because of computer software loopholes and Trojan viruses, it is easy to steal user passwords. Today, this trend has spread to the field of mobile text messages.
Habit 3, to develop the habit of properly keeping or completely destroying various financial documents after the transaction, and not to simply dispose of them at will, to prevent criminals from grasping the user’s information through such documents. The main thing is to keep personal and family information certificates and copies properly, including ID cards, passports, household registration books, work permits, driver’s licenses, marriage certificates… Do not lend them to others easily.
In addition, consumers are advised to regularly check their credit records at the local branch of the People’s Bank of China, especially not to participate in credit card cash out.
